Pilot programs are meant to be a chance to test out new, innovative ideas in a limited area prior to implementing them permanently on a broader basis. Difficulties in a pilot program are not necessarily bad, as they can offer valuable lessons to both the implementing organization and others in the field. This case study explores two pilot initiatives of maternity loan products in Pakistan. It also shares recommendations on piloting new products with MFIs and other organizations, particularly those that address social considerations and/or work in crisis-affected environments