The Certified Course in Digital Money is the Digital Frontier Institute's foundation course on digital money. It covers all aspects of the digital payments and digital financial services ecosystem and value chain, beyond what one would normally find in a course on money and banking.

La formation certifiée en monnaie numérique est notre cours de base sur la monnaie numérique. Elle couvre tous les aspects des paiements numériques, de l’écosystème des services financiers numériques et de la chaîne des valeurs, et va bien au-delà de ce que l’on s’attend normalement à trouver dans un cours sur l’argent et les activités bancaires.

This course consists of a global tour of noteworthy experiences on digital money systems currently in use. It delivers information and insights on what's going on across a dozen different countries and regions, and frame a number of class discussions designed to elicit thoughts on which models may be more appropriate in what circumstances.

This course is a general introduction to the emerging world of distributed ledgers and internet-based value exchange systems. The course is intended to strike a balance between discussing the philosophical underpinnings, reaching technological depth, probing the broader practical applications and understanding the current state of development and regulation of such systems.

This course provides practical insights and draws from experiences across the globe to gain an understanding of what a best-in-class mobile money business may look like. This course also provides important tools to help build a more resilient mobile money organization.

Students attending this course will obtain an understanding of what consumer protection in digital financial services is, what the key implementation c hallenges are and how it links to DFS businesss strategies. The course is designed for digital money or digital financial services business managers and risk professionals, wanting to develop a fuller understanding of how they could improve business performance through consumer protection.

This course looks at the broad landscape of digital ID, covering the main reference schemes such as Aadhaar, eEstonia, BankID & Mobile Connect. We explore the Importance and different forms of ID, what they are and what they mean for financial services. We focus on how it is affected by global developments, understanding SDGs and financial inclusion issues and explore the impact of digital evolution gaining insight into trust frameworks. The course provides an understanding of ID approaches zooming in on how the roles of authority and use cases varies.

This course offers a comprehensive perspective on how the remittance industry has developed and evolved and how it operates today. We will look at the history of these cross-border payments, established and emerging actors and mechanisms, the needs and interests of clients, and how technological and business innovations continue to open new frontiers for the remittance market. 

This course is a general introduction to the use of digital payments in humanitarian aid. We focus on the mechanics of digital humanitarian cash transfers from the perspective of those distributing cash (humanitarian agencies) as well as those receiving it (beneficiaries). We also explore the benefits of digitized aid and the reality: that many programs are limited by the extreme conditions in which they operate. Along this journey, we pull from best practice in both the humanitarian and private sectors; counter popular assumptions; and ground recommendations with voices from humanitarian implementers, private sector partners, and the beneficiaries we want to serve.

Digital solutions, particularly digital financial services, provide a potential tool to sow the path for financial and information services to reach smallholder farmers.  If done properly, there is a significant commercial market opportunity to deliver customized services that are relevant to smallholder farmers and fairly evaluate risk for providers. This course will explore the growing variety of digital tools being deployed both directly to smallholder farmers and to others in the agricultural value chain.  It will examine how these tools are being deployed in commercially viable and, most importantly, relevant ways to smallholder farmers directly and with partners who rely on the farmers’ outputs.