How has the rural and agricultural finance sector evolved over the past three years?

The last three years have seen a rapid acceleration in technology-driven innovation, which has powered changes in existing rural finance models, enabled providers to develop new service delivery models, and facilitated the bundling of services in new ways. We have also seen a more diverse influx of service and capital providers, which has reshaped the market. But despite this progress, there remains a large, persistent gap in smallholder and agricultural SME finance.